Personal Checking Accounts

First Trust Alliance Online offers a variety of checking accounts, allowing us to meet your financial needs.

Reward Checking

As a Reward Checking account holder, you will enjoy a personal checking account with many valuable services and discounts.

Simply do the following each qualification cycle:

Have at least 12 check card point of sale transactions post and clear.
Have at least one Direct Deposit or one automatic payment post and clear.
Receive your Reward Checking statement electronically.

No required minimum balance to maintain
£50 minimum deposit to open
No monthly maintenance fees
Free Online Banking, Bill Pay, Mobile Banking, and Telephone Banking
Free Visa check card

Mutual Club Plus

Rates

As a Mutual Club Plus member, you will enjoy a personal checking account with many valuable services and discounts!

     Only £50 minimum deposit to open
     NO required minimum balance to maintain
     Competitive interest on checking, rates, and fees (call or stop by any branch for information regarding rates, fees, and credits)
     FREE Online Banking, Bill Pay, Mobile Banking, and Telephone Banking
     FREE Visa check card
     FREE special member checks
     Apply for a no annual fee First Trust Alliance Online credit card
     Bonus rate of .10 on certificates of deposit with new money invested
     £150 credit toward new mortgage closing costs (not valid with First Trust Alliance Online refinancing; cannot be combined with other mortgage offer)

In addition, our vendor supplies you with these valuable services and discounts:

     £10,000 24-hour Accidental Death Insurance
     £100,000 Common Carrier Insurance
     Everywhere Cash Savings
     Everyday Rebate Rewards
     Credit Alert & Credit Information Hotline
     Hotel Savings Network
     Discounted Gift Cards
     Identity Theft Insurance and Identity Fraud Support Service

These vendor-supplied items are all available to you as a member of our Mutual Club Plus program and all for only a £5 monthly membership fee. Please discuss these options with your Personal Banking Representative.

Traditions Account

Rates

This interest-bearing account offers customers aged 50 and up special privileges.

£50 minimum deposit to open
£5,000 aggregate balance required to avoid a £8 monthly service fee
No monthly service fee if aggregate balance is maintained
Competitive rates and fees
Bonus rate on Certificate of Deposit with a 12 month or longer term and new money invested
Free Visa check card
One free order of Traditions specialty checks per calendar year
Safekeeping of checks
Free stop payments
Free Online Banking, Bill Pay, Mobile Banking, and Telephone Banking
Immediate access is given to cash or ACH deposits to this account, with online, real-time balances

Free Checking

This account is the perfect solution for simple, worry-free checking.

£50 minimum deposit to open
No required minimum balance to maintain
eStatement required
Free Visa check card
Safekeeping of checks
Free Online Banking, Bill Pay, Mobile Banking, and Telephone Banking
Immediate access is given to cash or ACH deposits to this account, with online, real-time balances

Basic Checking

£50 minimum deposit to open
No required minimum balance to maintain
£5 monthly service fee
Free Visa check card
Safekeeping of checks
Free Online Banking, Bill Pay, Mobile Banking, and Telephone Banking
Immediate access is given to cash or ACH deposits to this account, with online, real-time balances