Mortgages

Pre-Approval Program

Rates

Finding a home is only half the process. Arranging for the proper loan to fit your specific financial needs is equally important. Shop for your home with the confidence that the financing you need is readily available.

• Pre-approval letter provided for Realtors, Sellers, etc.
• Commitment valid for 60 days
• Fast response

Mortgage Loans

Rates

Whether you are a first time homebuyer or refinancing your existing mortgage, our mortgage specialists are available to answer all of your questions and help you through the process smoothly and quickly.

• Fixed and variable interest rates
• Various terms available
• Bank serviced or servicing released programs available
• 24-Hour Telephone and Online Banking access
• Automatic payments from checking or statement savings
• Competitive interest rates
• PHFA

Construction Loans

Rates

You can finance your home construction and your new home in a single step. There's just one application process, one appraisal and one closing, which saves you thousands of dollars.

• One closing, one low rate
• Six month construction period
• Interest only on monies disbursed during the construction period
• Competitive interest rates

If you're looking to buy a new home, the FHA Loan is the loan for you.  Its flexible credit guidelines, low rates, and security of a government -insured loan make it one of our most popular products.  Our expert loan originators are ready to walk you through the process, so call us today!

 How the FHA Loan works:     

• FHA Loans are available as fixed rate loans with terms to 30 years
• FHA Loans are created by the Federal Housing Administration
• Only a 3.5% down payment is required for home purchases
• Flexible income, debt and credit requirements