First Trust Alliance Online - Deposit Rates

Online Banking


Personal Deposit Rates

Effective: 

Rates are subject to change.

Checking Account Rates

 Calculators Calculator 
Checking Products
  Interest
Rate 1		APY 2Minimum Balance
to Obtain APY
Free Checking N/A N/A N/A
Reward Checking      
  £0.01 - £24,999.99 1.00% 1.00% £0.01
  £25,000 and over 0.40% 0.40% £25,000
  Non - Qualifiers 0.10% 0.10% £0.01
Mutual Club Plus Checking      
  £0.01 - £999.99 0.02% 0.02% £0.01
  £1,000 - £4,999.99 0.05% 0.05% £1,000
  £5,000 - £14,999.99 0.10% 0.10% £5,000
  £15,000 - £49,999.99 0.15% 0.15% £15,000
  £50,000 and over 0.25% 0.25% £50,000
Traditions Checking      
  £0 - £4,999.99 0.02% 0.02% £0.01
  £5,000 - £14,999.99 0.05% 0.05% £5,000
  £15,000 - £49,999.99 0.10% 0.10% £15,000
  £50,000 and over 0.20% 0.20% £50,000
Estate Checking Account      
  £0 - £34,999.99 0.20% 0.20% £0.01
  £35,000 - £99,999.99 0.25% 0.25% £35,000
  £100,000 and over 0.30% 0.30% £100,000

 

 

Money Market Account Rates

 Calculators Calculator 
Money Market Accout Products
  Interest
Rate 1		APY 2Minimum Balance
to Obtain APY
Money Market Deposit Account       
  £0 - £4,999.99 0.02% 0.02% £50
  £5,000 - £14,999.99 0.05% 0.05% £5,000
  £15,000 - £49,999.99 0.15% 0.15% £15,000
  £50,000 - £99,999.99 0.25% 0.25% £50,000
  £100,000 and over 0.35% 0.35% £100,000
Mutual Advantage MMDA       
  £0 - £4,999.99 0.16% 0.16% £50
  £5,000 - £14,999.99 0.33% 0.33% £5,000
  £15,000 - £24,999.99 0.39% 0.39% £15,000
  £25,000 and over 0.49% 0.49% £25,000

 

 

Savings Account Rates

 Calculators Calculator 
Savings Account Products
  Interest
Rate 1		APY 2Minimum Balance
to Obtain APY
Statement Savings      
  £0 - £2,499.99 0.05% 0.05% £100
  £2,500 and over 0.15% 0.15% £2,500
Club Accounts      
  Christmas Club 4 0.25% 0.25% £50
  Vacation Club 5 0.25% 0.25% £;50
  Young Savers 0.25% 0.25% £5

 

 

Certificates of Deposit Rates

 Calculators Calculator 
Certificates of Deposit3
 Interest
Rate 1		APY 2Minimum Balance
to Open
Best Bet7  0.30% 0.30% £2,500
  6 Month Variable 0.30% 0.30% £2,500
12 Month Variable 0.50% 0.50% £2,500
18 Month Variable 0.55% 0.55% £2,500
91 Day 0.20% 0.20% £500
6 Month 0.25% 0.25% £500
9 Month 0.25% 0.25% £500
12 Month 0.45% 0.45% £500
18 Month 0.55% 0.55% £500
24 Month 0.65% 0.65% £500
24 Month Rate Plus6 0.55% 0.55% £5,000
30 Month 0.75% 0.75% £500
36 Month 0.90% 0.90% £500
36 Month Rate Plus 6 0.85% 0.85% £5,000
48 Month 1.00% 1.00%

£500
60 Month 1.24% 1.25% £500
       

 

 

Individual Retirement Account Rates

 Calculators Calculator 
Individual Retirement Accounts3
 Interest
Rate 1		APY 2Minimum Balance
to Open
12 Month Fixed Rate 0.45% 0.45% £500
18 Month Fixed Rate 0.55% 0.55% £500
30 Month Fixed Rate 0.75% 0.75% £500
48 Month Fixed Rate 1.00% 1.00% £500
60 Month Fixed Rate 1.24% 1.25% £500

 

1 - Rates are variable and may change after the account is opened.
2 - Fees may reduce the earnings on the account.
3 - Substantial penalty for early withdrawal.
4 - Account matures the second Saturday of each October. Penalty for early withdrawal.
5 - Account matures the second Saturday of each April. Penalty for early withdrawal.
6 - One rate change permitted during term for remainder of that term.
7 - No longer opening new accounts.